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Case Setup

AI Import Case Info

Jurisdictional Profile

Select a state in Case Setup to load rules

Case Configuration

Standard mode with user-defined wage growth & discount rate.

Check scenarios to include in export. Radio selects primary (used for PJI & dashboard totals).

▶ Import from Source Documents

Paste the text content of your VE, LCP, and/or LHHS report below. The system will auto-detect the document type and extract all relevant fields using AI.

0 characters

Extraction Results

Warnings
    Field Value Source Conf.

    ▶ Import from PDF (LCP / VE / LHHS)

    Upload a PDF containing a Life Care Plan (LCP), Vocational Evaluation (VE), or Loss of Household Services (LHHS) report. The system will auto-detect the document type and extract the relevant data.

    Parse Results

    Warnings
      Healthcare Items from LIFETIME COSTS
      LCP Category Duration (yrs) Annual Cost Lifetime Cost Growth Rate Frequency Mapped Service Category
      Earnings Data from VE
      Year Wages
      Household Services (LHHS) Data
      Year Age Spouse/Child Stage Table Life Event Value

      AI Case Review Agent

      Run the AI agent to review your case setup for completeness, flag potential issues, and suggest next steps.

      Quick & Dirty Estimate

      Attorney Call Prompts

      • What is the case type (PI, WD adult, WD pediatric, or employment)?
      • What is annual but-for earnings and expected annual residual/mitigation earnings?
      • What fringe rate should be applied to but-for earnings?
      • How many years are in the past loss period and future loss horizon?
      • What growth and discount rates should be used for this rough estimate?
      • Any annual healthcare or household services losses to include?
      • Any consequential damages and uncertainty range to apply?

      Quick Inputs

      All percentage fields use whole percentage entry (example: enter 23 for 23%).

      $
      $
      $
      %
      %
      %
      %
      %
      $
      $
      Low Range (PV)
      $0
      Base Estimate (PV)
      $0
      High Range (PV)
      $0

      Quick Estimate Breakdown

      Enter quick inputs above to generate an intake estimate.

      Client Information

      Personal Details

      Key Dates

      Earnings & Employment

      Baseline Earnings

      Core earnings inputs: pre/post-injury wages, return to work, and fringe rate.

      $
      $

      Check if the plaintiff returned to work after a disability period. Loss will only apply from DOI to RTW date.

      $

      Annual earnings after returning to work. If same as pre-injury, leave at 0 or match pre-injury value.

      Check if the plaintiff has a permanent reduced earning capacity starting at MMI. Loss = baseline − residual capacity.

      $

      Annual earning capacity after MMI. Loss each year = baseline earnings − this amount.

      %
      %
      Enter a custom rate or use the PC/PM wizard below.
      PC/PM Analysis Calculate personal consumption rates using RE2022, PN1998, KR2015, CH2022
      Rate: --

      Fringe Benefits Module

      ECEC Data

      Choose custom categories or the standard package (total benefits minus FICA 7.65%), then apply a data-backed fringe loading.

      Select a worker profile to derive a fringe loading.
      Benefit Type Cost / Hour % of Compensation Included

      Detailed subcomponents are available for ownership rows from Table 1.

      Detailed Component Cost / Hour % of Compensation

      Rates & Adjustments

      Enter percentage fields as whole percentages (example: 23 for 23%).

      %

      Ref: --

      %

      Ref: --

      📚 Research-Based Net Discount Rate NAFE Literature

      The net discount rate (NDR) approach combines wage growth and discount rate into a single differential. This is the dominant method used by forensic economists (Brookshire et al., 2012; 2017 NAFE Survey).

      %

      Net discount rate for earnings (discount rate minus wage growth).

      %

      Net discount rate for medical costs. Typically negative since medical CPI > general CPI.

      Adjusts earnings by lifecycle pattern (concave: lower for young/old, peak at 45-55). Based on Census data (Thornton & Ward, 2002).

      %

      Medical CPI typically exceeds general CPI by 2-3% (Ewing et al., 2002; 2006).

      Methodology Basis:

      Supporting Citations (APA7):
        %

        Ref: --

        %
        $
        $
        $
        $
        $
        $
        Bracket auto mode will populate Federal and State tax rates below.
        %
        %
        No tax bracket upload this session.

        Employment Damages Inputs

        Model: Net loss = But-for compensation − mitigation compensation + consequential damages.

        Defaults to valuation date if blank.

        Optional if using Front Pay Years.

        Used when Front Pay End Date is blank.

        $
        %
        $
        Employment schedule will populate after entering dates and compensation fields.
        Year Back % Front % But-For Comp. Mitigation Comp. Consequential Net Annual Loss Back Pay Front Pay PV Front Total PV

        AEF Summary

        Complete earnings fields to see the Adjusted Earnings Factor.

        Methodology

        All rate inputs below use whole percentage entry.

        %

        AI Earnings Validation Agent

        Run the AI agent to validate your earnings assumptions against benchmarks and flag potential issues.

        Life & Work Expectancy

        Life Expectancy

        Work-Life Expectancy

        Skoog-Ciecka-Krueger Worklife Tables (2012-2017 Markov Model)

        Measure Variable Mean Median P25 P75 SD SE

        Remaining Work-Life

        LCP Life Expectancy

        --

        Scenario End Dates

        Enter DOB, DOI, WLE, and YFS to compute scenario end dates.

        Earnings Offsets

        Post-Injury Offsets by Year

        Override default post-injury earnings for individual years.

        Year Amount ($) Include

        Healthcare / Life Care Plan

        Healthcare Discounting

        When unchecked, healthcare uses the global discount rate from the PV/Discounting tab.

        When checked, healthcare costs are valued from the report date forward only — no costs between DOI and report date.

        Healthcare Items

        Duration = 0 means "through LCP life expectancy." Growth rates auto-fill from CPI series. Cost Basis defines whether Unit Cost is per occurrence or already annualized.

        Category Description Unit Cost Frequency Cost Basis Times/Yr Duration Start Offset Replace Every Growth

        Item Summary

        Add items to see projections.

        AI LCP Reconciliation: Original vs Projected

        Compares the original LCP lifetime cost totals (from the imported PDF) against the calculator's projected totals using your current assumptions (discount rate, growth rates, life expectancy).

        Category Summary

        Add items to see summary.

        Year-by-Year Schedule

        Year Annual Cost (FV) Present Value

        AI Healthcare Audit Agent

        Run the AI agent to audit your healthcare/LCP items for missing categories, cost outliers, duration issues, and improvements.

        Household Services (LHHS)

        Calculation Mode

        Staging Table

        Import an LHHS source document to populate staging data.

        %

        Annual growth rate applied to staging table values (0 = use table values as-is).

        Base Parameters

        All LHHS percentage fields use whole percentage entry.

        $
        %
        %
        %

        Age Reductions & Growth

        %
        %
        %
        %
        %

        Year Overrides

        Year Growth Rate Override (%)

        LHHS Summary

        Enter parameters to see loss summary.

        Case Dashboard

        AI Case Analysis

        Case Summary

        No case data entered yet.

        Key Assumptions

        Primary Scenario PV
        $0
        --
        Past Losses
        $0
        Future Losses (PV)
        $0
        Total Damages (PV)
        $0

        Scenario Comparison

        Scenario End Date Past Loss Future Loss (Nom.) Future Loss (PV) Total (PV)

        QC Status

        Calculation Audit

        Show detailed check results

        Sensitivity Analysis

        Growth vs. Discount Rate Matrix

        Varies ±2.0pp in 0.5 steps around base case.

        Click "Run Analysis" to generate the 9×9 matrix.

        Report Generation

        Exhibits to Include

        Select which tables to include in the Word and Excel exports.

        Additional Content

        Toggle extra exhibits and charts. Disabling charts speeds up export significantly.

        Export

        Download individual report files — Word tables, formatted Excel, or raw calculation workbook.

        QA Audit: Standalone calculation audit with per-row verification and rounding error analysis for quality assurance review.
        Bulk import earning-capacity inputs (case setup, earnings, rates, expectancies, and employment fields).

        Section JSON Toolkit

        Use this for fast AI-assisted imports. Pick a section, download a JSON template and AI instructions, then upload the completed JSON.

        No section JSON imported this session.

        Glossary of Key Terms

        Present Value (PV)
        The current worth of a future sum of money, discounted at the appropriate rate to reflect the time value of money.
        Nominal vs. Real
        Nominal values include expected inflation; real values strip out inflation. The PV method selection determines which framework is used.
        Wage Growth Rate
        The expected annual percentage increase in earnings, typically sourced from the Philadelphia Fed Survey of Professional Forecasters (SPF).
        Discount Rate
        The interest rate used to convert future losses to present value. Typically based on U.S. Treasury yields or TIPS rates.
        Work-Life Expectancy (WLE)
        The expected number of remaining years an individual would participate in the labor force, from worklife tables (e.g., Skoog & Ciecka).
        Fringe Benefits
        Non-wage compensation (health insurance, retirement, etc.) typically estimated using BLS Employer Costs for Employee Compensation (ECEC) data.
        LHHS (Lost Household Services)
        The economic value of unpaid household work that can no longer be performed due to injury or death, valued at replacement cost.
        LCP (Life Care Plan)
        A detailed projection of future medical and care needs with associated costs, used to calculate healthcare damages.
        Prejudgment Interest (PJI)
        Interest accrued on past economic losses from the date of injury to the date of trial or settlement, per jurisdiction rules.
        Sensitivity Analysis
        A matrix showing how total damages change across different combinations of growth and discount rate assumptions.

        Pediatric Wrongful Death

        Education Earnings Scenarios

        Check the education scenarios to include in calculations and export. Each uses its own WLE-derived retirement age and earnings basis.

        Include Education Scenario Annual Earnings WLE Ret. Age
        Education earnings scenarios unavailable.

        Pediatric Parameters

        $
        Source year: --
        Age when the individual is expected to enter the workforce

        Schedule

        Year Age Pre Post Gross Earn. Offset Adj. Loss Past Loss Future Loss PV Future Total PV

        Summary

        Enter pediatric parameters above.

        Method References

          PC/PM Analysis

          Personal Consumption / Personal Maintenance rate calculation using four standard methodologies.

          AI-Assisted Auto-Fill

          (Optional)

          Paste case information below and click "Auto-Fill" to populate the fields automatically.

          1 Household
          2 Income
          3 Services
          4 Results

          Step 1: Decedent & Household Information

          Tell us about the decedent and their household composition. Fields marked with a green badge were auto-filled from your case data.

          Comprehensive Pediatric Analysis

          Pediatric case detected. All household compositions will be analyzed automatically to present the full range of possible outcomes. Only decedent sex requires selection below.

          RE2022 Household Types

          All 7 types included

          PN1998 Family Sizes

          All 5 sizes (1–5+) included

          CH2022 Descriptions

          All 9 compositions included

          Used by RE2022 and PN1998 tables to look up consumption rates.

          Number of people in the household at time of death. Used for the Patton & Nelson (1998) table lookup.

          Household composition for the Rosenbaum & Ellis (2022) quadratic model.

          Household composition for the Christensen (2022) ATUS household services model.

          Step 2: Household Income

          Enter the annual household income before taxes. For pediatric cases, you can select from the education-based earnings scenarios.

          Click a scenario to use its earnings as the household income.

          All education levels and corresponding annual earnings from U.S. Bureau of Labor Statistics, Table 5.1, “Quartiles and selected deciles of usual weekly earnings” (2024). Each checked level will be included in the comprehensive analysis.

          Education Level Annual Earnings Source

          Source: U.S. Bureau of Labor Statistics, Current Population Survey, Table 5.1 (2024 Annual Averages). Earnings reflect median annual earnings for full-time wage and salary workers age 25 and over.

          $

          Total annual household income before taxes. This is the primary input for all PC/PM methods.

          %

          If you have a known PC rate from Krueger (2015) or another source, enter it here. Leave blank to skip this method.

          Step 3: Household Services (Optional)

          If the decedent provided household services, enter the details below. This is used only by the CH2022 method. Skip this step if not applicable.

          Average hours per week the decedent spent on household services.

          $

          Cost to hire a replacement for these services.

          $0.00

          Automatically computed: hours × rate × 52 weeks.

          Step 4: Results

          RE2022
          --
          Rosenbaum & Ellis (2022)
          PN1998
          --
          Patton & Nelson (1998)
          KR2015
          --
          Krueger (2015)
          CH2022
          --
          Christensen (2022) HS
          Range: --
          Average: --

          Education Scenario Comparison

          Education Income RE2022 PN1998 KR2015 CH2022 Average

          Comprehensive PC/PM Analysis

          PC/PM Rate Ranges by Education Level
          Education Income Min PC Rate Max PC Rate Min Net/Yr Max Net/Yr
          RE2022 — Rosenbaum & Ellis (2022): 7 Household Types
          PN1998 — Patton & Nelson (1998): 5 Family Sizes
          CH2022 — Christensen (2022): 9 Household Descriptions

          Apply PC/PM Rate to Case

          Apply to Case